Business Acquisition Financing

Trust Financing Solutions is here to finance your business acquisition. We provide the necessary capital to fund the purchase of the company you wish to acquire.

We provide timely, reliable, and customized solutions that are often not accessible through banks and traditional lenders.  Our objective is to meet your need for commercial financing with efficiency, flexibility and professionalism – especially in difficult situations.

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Here is a very helpful book for everyone thinking about buying or selling a business:

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Recognizing that traditional lenders may not always be able to provide the necessary financing, Trust Financing Solutions offers customized solutions, including SBA 7(a) loans and USDA-backed loans for business and real estate acquisitions.

USDA backed loans work well for business real estate acquisitions in rural areas and can fund up to $25 million and larger.  97% of the US meets the “rural” standard to qualify for this. It’s a great loan product to purchase real estate and more.

USDA B&I – Guaranteed Loans

Eligible USDA Business & Industry loan uses include (but are not limited to):

  • Business conversion, enlargement, repair, modernization, or development.
  • The purchase and development of land, buildings, and associated infrastructure for commercial or industrial properties.
  • The purchase and installation of machinery and equipment,  supplies or inventory.
  • Debt refinancing when such refinancing improves cash-flow and creates jobs.
  • Business and industrial acquisitions when the loan will maintain business operations and create or save jobs.

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Business Acquisition

The process of business acquisition involves several key steps combining financial strategy with careful market analysis. Here’s a brief overview:

  1. Identifying Potential Targets: This involves researching and pinpointing businesses that align with the buyer’s strategic goals.
  2. Preliminary Valuation: A preliminary financial assessment of the target company is conducted to estimate its value.
  3. Due Diligence: An in-depth review of the target company’s financials, operations, legal matters, and other critical areas is essential to understand its true value and potential liabilities.
  4. Financing the Acquisition: This step involves securing the necessary funds to purchase the target company. This can include loans, equity financing, or a combination of both.
  5. Negotiation and Deal Structuring: Terms of the acquisition are negotiated, including price, payment structure, and other key terms.
  6. Closing the Deal: Final agreements are signed, and the acquisition is formally completed.
  7. Post-Acquisition Integration: Successfully integrating the acquired company into the buyer’s operations is crucial for realizing the expected value from the acquisition.

This process requires a blend of financial acumen, strategic planning, teamwork and operational expertise to ensure a successful business acquisition.

Selling Your Business

If you desire to sell your business or Commercial Real Estate(CRE) give us a call. We work with a team of highly skilled business professionals to get your business or CRE positioned to sell. We can provide the financing to the buyer to complete the transaction. Let us help you get your business or CRE sold.

The Trust Financing Solutions team works closely with you and your team to get the deal done.

Let’s get to work on your business.

Contact us and let’s get started.

References

Starting a Business vs Buying an Existing Business

Entrepreneurship Through Acquisition (ETA)