Our Goal
We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals. Our goal is to help investors obtain capital to fund these deals.
Loans from $50k to 3.0M+ can be used for:
- Straight Acquisition
- Acquisition and Rehab
- Refinance
- Cash-Out
Loan Programs
Residential Fix and Flip (Rehab Cash Now)
Term: 12 Months
Loan Amount: $75K to $3.0M+
LTV: Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out
Property Types: Non-owner occupied 1-4 family residential
FICO: No set minimum
Residential Fix and Flip
Term: 12 Months
Loan Amount: $75K to $3.0M+
LTV: Up to 85% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV
Property Types: Non-owner occupied 1-4 family residential
FICO: 600 minimum
Residential Buy and Hold
Term: 18 Months+
Loan Amount: $75K to $3.0M+
LTV: Up to 85% of the Purchase Price; Up to 65% Refinance; Up to 50% Cash-Out
Property Types: Non-owner occupied 1-4 family residential
FICO: No set minimum
Fix and flip financing offers significant business benefits, especially for real estate investors.
Here are key points to consider:
Access to Capital: It provides investors with the necessary funds to purchase and renovate properties. This is crucial for those who might struggle to obtain financing through traditional means.
Versatility in Use: The loans can cover various needs, from straight acquisitions to acquisition and rehab, refinance, or cash-out scenarios.
Profit Potential: By financing the purchase and renovation of undervalued properties, investors can sell them at a higher market value, thus realizing a significant profit margin.
Short-Term Investment Strategy: These loans typically have shorter terms (like 12-18 months), making them suitable for investors looking to quickly renovate and sell properties.
Boost in Real Estate Portfolio: Successfully flipping properties can rapidly expand an investor’s real estate portfolio and credibility in the market.
Building Experience and Network: Engaging in fix and flip projects allows investors to gain valuable real estate experience and build a network of contractors and other industry professionals.
Overall, fix and flip financing is a strategic tool for investors looking to capitalize on the real estate market by transforming undervalued properties into profitable investments.