Financing Options

Explore the Capital Solutions Your Business Might Qualify For

At Trust Financing Solutions (TFS), we help business owners access the right types of funding — whether you’re launching, growing, acquiring, refinancing, or stabilizing cash flow.

Banks often say “no” because of rigid rules and credit boxes — not because your business lacks potential. That’s why we work with a broad network of lenders and alternative capital sources to match your situation to realistic, workable solutions.

Below are the primary financing categories we help business owners explore. Click each option to learn more.

Business Working Capital

Best for: Day-to-day operations, payroll, inventory, emergency funding
Flexible capital to keep your business running smoothly when expenses outpace income.

Typical Options Include:

  • Short-term business loans

  • Revenue-based financing

  • Lines of credit

  • Merchant cash advances

👉 Ideal for cash flow needs without specifying how funds are used.

SBA Loans

Best for: Businesses with 1+ years in operation and solid financials
SBA-backed loans combine competitive terms with federal guarantees, making them accessible to many business owners.

Popular SBA Programs:

  • SBA 7(a) – general business capital

  • SBA 504 – real estate and equipment financing

  • USDA B&I – rural business support

👉 Lower rates and longer terms than typical alternative funding.

Commercial Real Estate Financing

Best for: Purchasing, refinancing, or repositioning commercial property
Whether you’re buying your first location or expanding into new markets, we can help you access tailored real estate capital.

Includes:

  • Owner-occupied real estate loans

  • Investment property financing

  • Bridge and construction financing

👉 Real estate loans structured around businesses, not just balance sheets.

Equipment & Vehicle Financing

Best for: Purchasing or leasing new or used equipment
Get the tools your business needs without draining cash reserves.

Types Available:

  • Equipment loans

  • Capital leases

  • Operating leases

👉 Often structured to preserve working capital and align payments with cash flow.

Accounts Receivable Financing & Factoring

Best for: Businesses with outstanding invoices
If cash is tied up in unpaid invoices, this option turns receivables into working capital.

How It Works:

  • Sell unpaid invoices to a factor

  • Receive most of the invoice value upfront

  • Factor collects from your customer

👉 Great for businesses with long payment cycles.

Equity & Crowdfunding Resources

Best for: Startups, growth initiatives, and non-traditional funding paths
Equity and crowdfunding may be viable when traditional debt options aren’t a fit.

Approaches Include:

  • Investor networks

  • Crowdfunding platforms

  • Revenue or equity partnerships

👉 We provide guidance and resources to evaluate these paths safely.

Grant & Alternative Funding Information

Best for: Projects aligned with specific programs or public funding initiatives
While TFS is not a grant provider, we share vetted resources and informational links to help you explore possible matches.

👉 Visit our Grants and Crowdfunding Sources sections for details.

Business Acquisition Financing

Best for: Buying an existing business
Whether you’re a first-time buyer or serial entrepreneur, acquisition funding can be structured through SBA, alternative lenders, or creative financing arrangements.

Common Solutions:

  • SBA 7(a) for acquisitions

  • Seller financing support

  • Partnering with investors

👉 We guide you toward the capital that fits acquisition goals.

How TFS Helps You Choose

Not every financing type fits every business. That’s why our process focuses on matching your goals with the capital you’re most likely to qualify for — before submitting applications that could harm your credit or waste your time.

We provide:

  • Capital strategy and readiness assessment

  • Lender matching based on criteria and needs

  • Documentation guidance and preparation support

  • Ongoing support throughout the funding process

Ready to Explore?

If you’re unsure which option fits your business, start with our Get Pre-Qualified form — it’s a quick, no-obligation way to determine which funding paths may be realistic for you.

👉 Get Pre-Qualified Today
👉 Schedule a Free Strategy Call