Residential Real Estate Financing

We recognize that real estate investors might have a hard time obtaining financing for “fix and flip” or “buy and hold” deals. Our goal is to help investors obtain capital to fund these deals.

Loans from $50k to 5.0M+ can be used for:

  • Straight Acquisition (Buy and Hold)
  • Fix n’ Flip
  • Rehab
  • Construction
  • Refinance
  • Cash-Out

Loan Programs

Fix & Flip Loans

Short term loans for investors seeking to renovate properties to sell or refinance as rental loans

  • Finance up to 100% of your rehab budget
  • Interest paid only on drawn funds
  • Pricing discounts for experienced Investors

Construction Loans

Short term loans for builders with shovel-ready lots, tear-down projects or seeking to build and retain the property as a rental

  • SFR 1-4
  • Up to 85% LTC and 75% LTV
  • 660 Min. FICO
  • Loans from $150k to $3+MM
  • 100% of construction cost
  • Interest-only loans, pay only on drawn funds​
  • Up to 24 month terms available
  • Non-recourse available

Bridge

Short-term loans for investors seeking capital for quick close refi on TCO and Stabilized properties

  • Up to 36 month terms available
  • Up to 85% LTV
  • No prepayment premium on 1-year term
  • Cash-out up to 75% Available
  • Loans from 150k to $30MM
  • Non-recourse available

Rental Loans

Long term loans for investors seeking to finance and hold an unlimited number of rental properties for cashflow

  • SFR1-4, Condos, Townhomes & 5-8 Unit Multifamily
  • Up to 80% LTV
  • 620 Min. FICO
  • Single asset or portfolio
  • 30 year term
  • Interest-Only options and ARMs available

Vacation Rental

Long term loans for investors seeking to finance short-term rentals and vacation properties

  • SFR 1-4, Condos, Townhomes
  • Up to 80% LTV
  • 660 Min. FICO
  • Single asset or portfolio
  • 30 year term
  • Interest-Only options and ARMs available

 


Advantages of Fix N Flip

Fix and flip financing offers significant business benefits, especially for real estate investors.

Here are key points to consider:

Access to Capital: It provides investors with the necessary funds to purchase and renovate properties. This is crucial for those who might struggle to obtain financing through traditional means.

Versatility in Use: The loans can cover various needs, from straight acquisitions to acquisition and rehab, refinance, or cash-out scenarios.

Profit Potential: By financing the purchase and renovation of undervalued properties, investors can sell them at a higher market value, thus realizing a significant profit margin.

Short-Term Investment Strategy: These loans typically have shorter terms, making them suitable for investors looking to quickly renovate and sell properties.

Boost in Real Estate Portfolio: Successfully flipping properties can rapidly expand an investor’s real estate portfolio and credibility in the market.

Building Experience and Network: Engaging in fix and flip projects allows investors to gain valuable real estate experience and build a network of contractors and other industry professionals.

Overall, “fix and flip” financing is a strategic tool for investors looking to capitalize on the real estate market by transforming undervalued properties into profitable investments.